Question 1

What can health plan wellness funds be used for?

Accepted Answer

Many health plans give employer groups a wellness fund or credit to support employee wellbeing, and much of it goes unused. Caroo turns those dollars into personal wellness gifts that employees pick themselves from a curated collection. Every gift is shipped to their door, and you get a usage report you can show your carrier.

Question 2

How is Caroo different from a wellness stipend or lifestyle spending account?

Accepted Answer

With a stipend or LSA, employees have to buy something, submit receipts, and wait to be reimbursed, so many never use it. With Caroo, employees just choose from a wellness collection set at your budget, and we handle fulfillment and shipping. Across two employer programs, 80% of eligible employees took part.

Question 3

How does the program work?

Accepted Answer

1. You allocate the funds, either from your health plan wellness dollars or your own benefits budget. 2. We curate a collection of wellness products at the budget you choose. 3. Employees pick what supports their own wellbeing. 4. We ship each gift directly to the employee's door, anywhere in the U.S. 5. You get a report on redemption, participation, and spending.

Question 4

How do insurance carriers and brokers partner with Caroo?

Accepted Answer

Carriers and brokers can offer Caroo to employer groups as a turnkey way to use their wellness funds. Groups get a program employees will actually use, and you get utilization data to support renewals. Contact us to talk about a partnership.

Question 5

What reporting do employers get?

Accepted Answer

Every program includes reporting on redemption, participation, and spending, so your benefits team and health plan can see exactly how the wellness dollars were used.

Question 6

Do you ship nationwide?

Accepted Answer

Yes. Gifts ship directly to each employee anywhere in the U.S., including remote and distributed teams.

Question 7

What results have employers seen?

Accepted Answer

Across Caroo's Consensus and Oak Hill programs, employers put more than $86,000 in wellness funding to use. 1,127 of 1,406 eligible employees took part, for 80% participation, and employees rated the program 4.75 out of 5. Both employers came back for another program.

Put your wellness dollars to work.

Wellness funding employees actually use.

From funding to fulfillment, handled.

You allocate the funds

We curate the collection

Employees choose

We ship it direct

You get the report

What happens when employees get to choose.

Full use of available wellness funding

831 wellness gifts in employees' hands

Whole-person wellness, their way.

Fitness

Nutrition

Mental wellness

Sleep

Hydration

Ergonomics

More participation, less admin.

Help your clients use their wellness funds.

Wellness funds FAQ

Can I use my health plan's wellness dollars with Caroo?

What kinds of products are included?

Do you provide reporting for reimbursement?

Is there a minimum?

Have wellness dollars to spend?